Capim, a São Paulo-based dental SaaS and BNPL (Buy Now, Pay Later) startup, has raised $26.7 million in Series A funding, it exclusively told TechCrunch. The round was co-led by Valor Capital and QED Investors, with participation from ONEVC, Canary, NXTP, Endeavor, Saison, and Actyus (led by Creditas CEO Sergio Furio).
A BNPL Solution for Dental Care
Founded in 2021 by Marcelo Lutz and Roberto Biselli, Capim provides dental clinics with software to digitize and manage their operations while offering patients more affordable financing options for treatments.
Unlike traditional credit card installment plans, Capim’s BNPL solution:
Extends payments up to 36 months (vs. 6–12 months for credit cards)
Charges 50% lower interest rates than traditional banks
Requires no credit card limit, making dental care more accessible
Since launching, Capim has helped over 60,000 Brazilians finance dental procedures.
New Funding to Expand Financial Offerings & AI Tools
With the new funding, Capim plans to:
Launch a POS terminal → Clinics will pay lower merchant discount rates (MDRs) while integrating with Capim’s SaaS financial management system. The terminal will accept credit, debit, and PIX (Brazil’s instant payment system).
Develop AI-powered tools → To enhance clinic efficiency and patient management.
Expand its go-to-market strategy → To increase clinic partnerships and patient reach.
Capim’s Rapid Growth & Business Model
Capim earns revenue through:
SaaS subscriptions → Clinics pay for digital tools to manage operations.
Financial products → Helping clinics increase patient accessibility and revenue.
Growth highlights:
Tripled revenue in 2024
4,000 new clinics onboarded last year
Currently serves 6,000 clinics, aiming for 10,000+ by year-end
Broke even at the end of 2024, though not yet profitable
Investor Confidence & Market Potential
Investors see huge potential in Capim’s model:
Carlos Costa (Valor Capital):
Mike Packer (QED Investors):
Capim’s mission to modernize Brazil’s dental industry with technology and flexible financing is proving successful. With this fresh investment, the startup is set to accelerate its growth and make dental care more accessible for millions of Brazilians.